Fuel Your Journey prize draw

  1. These terms and conditions (Offer Terms), Tower Fiji's General Promotion Terms and Conditions, and Tower Fiji's Privacy Statement apply to the "Fuel Your Journey Prize Draw" promotion (Promotion), referred to together as Terms.
  2. If you are an Eligible Customer (see clause 5), you have been automatically entered into this Promotion and are deemed to have accepted the Terms. If you wish to be removed from this Promotion, please contact us using any of the options available here.
  3. The promoter is Tower Insurance (Fiji) Limited (Tower Fiji).
  4. The Promotion begins at 12:01am on 13 May 2026 and ends at 11:59pm on 31 July 2026 (Promotion Period).

Entry

  1. Subject to these Terms, this Promotion is open to you if:
    1. you buy an Eligible Policy directly from Tower Fiji (including following a referral from a partner or agent of Tower Fiji), via the Tower Fiji website or via a Tower Fiji branch or office in Fiji, during the Promotion Period; and
    2. the period of insurance for the Eligible Policy begins during the Promotion Period; and
    3. the Eligible Policy has begun and is in force on the Draw Date (see clause 12); and
    4. by the Draw Date, Tower Fiji has received all payments due from you in respect of your premium, either:
      1. in full for annual payment; or
      2. at least the first instalment and any subsequent payments due if your payment method is by instalments,
        (Eligible Customer).
  2. Tower Fiji's employees and their immediate families are not eligible for this Promotion.
  3. For the purposes of this Promotion, an ‘Eligible Policy’ means a new (and not renewing) Tower branded Motor Comprehensive, Third party fire and theft and/or Third party only policy purchased in accordance with clause 5a but excludes the following:
    1. Commercial Vehicle (Comprehensive and/or Third Party only policies).
    2. Any policy underwritten by Tower Fiji purchased through one of Tower Fiji's brokers.
    3. Any policy underwritten by Tower Fiji which is not purchased directly from Tower Fiji (either online or via a Tower branch or office in Fiji).
    4. Any other insurance policies underwritten by Tower Fiji.

      If you held a Tower Fiji policy for the same asset insured in the three months immediately before the Promotion Period, then any new replacement policy will not be eligible.

  4. Eligible Customers will receive one entry per Eligible Policy purchased in accordance with these Terms (i.e. purchase two Eligible Policies and receive two entries).
  5. Each Prize Winner can only win one Prize during the Promotion (even if they have purchased more than one Eligible Policy).

Prize

  1. There are 10 prizes to be won for this Promotion. The Prize is one of 10 pre-paid fuel cards worth FJD$200 from TotalEnergies Marketing (Fiji) Pte. Limited trading as TotalEnergies Fiji (TotalEnergies) (Prize).
  2. Each Prize is non-exchangeable, non-refundable, non-transferable, non-negotiable, and cannot be redeemed for cash or any other benefit.

Prize Draw

  1. The Prize Winners will be determined by a random draw by Tower Fiji from all valid entries on 1 September 2026 and, if required, on the date where any new Prize Winner is selected (Draw Date). The Prize Winners will be notified by Tower Fiji by email or phone within five working days from the Draw Date.
  2. Tower will make three reasonable attempts to contact the Prize Winners and the Prize Winners will be asked to provide Tower Fiji with their contact details (including first name, last name, email address, phone number, and address) within 10 working days of that Prize Winner being notified.
  3. Tower Fiji reserves the right to withdraw a Prize and/or re-draw a new Prize Winner if:
    1. Tower Fiji is unable to contact a Prize Winner or doesn't receive the requested details within 10 working days of the Prize Winner being notified; or
    2. the terms of clause 5 are not met.
  4. Tower Fiji will obtain written permission prior to using any Prize Winner's personal information (including their name, photograph and city or town) for marketing and/or publicity purposes in connection with this Promotion. If consent is provided, this information may be published on Tower Fiji's website and/or social media networks, and in communications without any compensation. Please refer to Tower Fiji's Privacy Statement for more information.
  5. This Promotion is in no way sponsored, endorsed, administered by, or associated with, Facebook or Instagram, and you fully release Meta Platforms, Inc. from any liability or responsibility for or in connection with this Promotion.
  6. Policy terms, excesses, conditions, exclusions, limits, and underwriting criteria apply in respect of all policies.
  7. Tower Fiji reserves the right to, at its absolute discretion:
    1. cancel this Promotion prior to expiry of the Promotion Period;
    2. substitute a Prize with another prize of a similar value;
    3. add policies to the list of Eligible Policies; and/or
    4. change, extend, suspend, terminate or re-schedule part or all of the Promotion at any time.
  8. The Prize is subject to TotalEnergies' terms and conditions.
  9. Tower Fiji expressly disclaims and does not accept liability in relation to any terms and conditions (or any change to the terms and conditions) relating to the Prize.
  10. Tower Fiji explicitly disclaims and does not accept liability in relation to the provisions of goods or performance of services by TotalEnergies.
  11. To the maximum extent permitted by law, Tower Fiji and its related companies and affiliates, employees and agents will not be liable for any loss, damage, personal injury or cost suffered by any person arising directly or indirectly out of or in connection with entering this Promotion or accepting a Prize.