Premier Executive contents insurance

Extensive policy that covers everything from credit card fraud to your furniture repair and replacement. Stolen keys? Put your mind at ease with our keys and locks replacement benefit.

Call us on +679 331 5955 or request a quote online.

Key benefits

  • Furniture cover

    Replacement or repair of furniture, furnishings and home appliances under 10 years old.

  • Gradual water damage

    Up to $1,000 for gradual damage to your contents caused by a leaking internal water pipe or waste disposal pipe.

  • Legal liability cover

    Up to $500,000 for your legal liability if an accident happens which causes loss or damage to other people’s property or injury to someone.

  • Temporary accommodation cover

    Up to $10,000 for temporary accommodation costs.

  • Keys and locks cover

    Up to $500 for replacement keys and locks – with no excess to pay.

  • Credit or debit card fraud

    Up to $1,000 for credit cards that are stolen and fraudulently used.

  • Frozen food deterioration

    Up to $500 frozen food deterioration cover.

  • Personal items

    Up to $750 for any jewellery, watches, any item or set of photographic or video equipment (unless specified).

  • One event - one excess

    If one event causes you to claim on two or more of your Tower policies, such as your house, contents and vehicle, you will only have to pay one excess.

This is a summary only. For a full outline of the policy terms, conditions and exclusions please read the policy wording (below) and the certificate of insurance.

Download policy (PDF, 74KB)

Optional benefits

  • Earthquake cover

    Cover for your contents damaged by an earthquake, volcanic eruption, geothermal or hydrothermal activity or tsunami.

  • Gale, windstorm, hurricane, cyclone cover

    Provides cover for loss and damage due to gale, windstorm, hurricane or cyclone (special conditions apply).

  • Domestic employee's liability cover

    Up to $500,000 for your legal liability for domestic employees.