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Replacement or repair of furniture, furnishings and home appliances under 10 years old.
Up to $1,000 for gradual damage to your contents caused by a leaking internal water pipe or waste disposal pipe.
Up to $500,000 for your legal liability if an accident happens which causes loss or damage to other people’s property or injury to someone.
Up to $10,000 for temporary accommodation costs.
Up to $500 for replacement keys and locks – with no excess to pay.
Up to $1,000 for credit cards that are stolen and fraudulently used.
Up to $500 frozen food deterioration cover.
Up to $750 for any jewellery, watches, any item or set of photographic or video equipment (unless specified).
If one event causes you to claim on two or more of your Tower policies, such as your house, contents and vehicle, you will only have to pay one excess.
This is a summary only. For a full outline of the policy terms, conditions and exclusions please read the policy wording (below) and the certificate of insurance.
Other contents policies:
Premier Super Thrifti contents
Premier Basic Thrifti contents
Cover for your contents damaged by an earthquake, volcanic eruption, geothermal or hydrothermal activity or tsunami.
Provides cover for loss and damage due to gale, windstorm, hurricane or cyclone (special conditions apply).
Up to $500,000 for your legal liability for domestic employees.