Provides the maximum amount of cover for quality vehicles that require quality protection.
Fire, damage and theft
We’ll cover your car if it’s damaged by fire, stolen or someone attempted to steal it.
Damage by uninsured third parties
We’ll repair your car if it’s damaged by an uninsured vehicle up to $3,000, as long as you can identify the person at fault and the fault was at least 50% theirs.
Legal liability
Cover for legal liability as a result of an accident where your car causes damage to someone else's property up to $1 million.
Help after an event
If you're in an accident, we'll help with costs to get you and your passengers home safely, remove debris from the road, and tow and store your car if it's unable to be driven.
One event, one excess
If one event means you need to claim on multiple Tower car, home and contents policies, you’ll only need to pay one excess. It’s the highest excess that will apply.
This is a summary only. For a full outline of the policy terms, conditions and exclusions please read the policy wording (below) and the certificate of insurance.
Optional benefits
Windscreen and window glass
Windscreen and window glass are automatically covered, but if you choose this benefit, you won’t have to pay any excess for any windscreen claims.
Rental vehicle
We’ll cover the cost of hiring and insuring a similar vehicle, if yours is unable to be driven, or repairs have commenced following an accident or theft of your vehicle.
Accessories and modifications
We’ll cover loss to your accessories and modifications that are installed in or on your car so long as we’ve accepted your claim for the loss to your car. We also cover loss to your accessories if that loss occurs while they are stored at home.
No cover for under 25 year old drivers
You'll receive a premium discount you choose this optional benefit and agree that your car is not driven by or under the care or control of anyone under 25 years old.
Cover for fire or theft of your vehicle, as well as cover for damage your car causes to other people's property.
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Fire, damage and theft
We’ll cover your car if it’s damaged by fire, stolen or someone attempted to steal it.
-
Damage by uninsured third parties
We’ll repair your car if it’s damaged by an uninsured vehicle up to $3,000, as long as you can identify the person at fault and the fault was at least 50% theirs.
-
Legal liability
Cover for legal liability as a result of an accident where your car causes damage to someone else's property up to $1 million.
-
Help after an event
If you're in an accident, we'll help with costs to get you and your passengers home safely, remove debris from the road, and tow and store your car if it's unable to be driven.
-
One event, one excess
If one event means you need to claim on multiple Tower car, home and contents policies, you’ll only need to pay one excess. It’s the highest excess that will apply.
This is a summary only. For a full outline of the policy terms, conditions and exclusions please read the policy wording (below) and the certificate of insurance.
Optional benefits
-
Windscreen and window glass
Windscreen and window glass are automatically covered, but if you choose this benefit, you won’t have to pay any excess for any windscreen claims.
-
Rental vehicle
We’ll cover the cost of hiring and insuring a similar vehicle, if yours is unable to be driven, or repairs have commenced following an accident or theft of your vehicle.
Accessories and modifications
We’ll cover loss to your accessories and modifications that are installed in or on your car so long as we’ve accepted your claim for the loss to your car. We also cover loss to your accessories if that loss occurs while they are stored at home.
Our most basic car policy. Covers damage your car causes to other people's property.
Damage by uninsured third parties
We’ll repair your car if it’s damaged by an uninsured vehicle up to $3,000, as long as you can identify the person at fault and the fault was at least 50% theirs.
Third party cover
Cover for legal liability as a result of an accident in which your car causes damage to someone else's property up to $1 million.
No-claims and no-blame bonus
If you've been claim free for 12 months, you'll receive a no claims bonus. You won't lose it if you're involved in an accident, can identify the other party, and the other party was more than 50% at fault.
This is a summary only. For a full outline of the policy terms, conditions and exclusions please read the policy wording (below) and the certificate of insurance.