Need more cover? Protect your business against loss of income, burglary, damage to others’ property and more with optional covers.
Key benefits
Assets in transit
Covers you for up to $5,000 for your business assets temporarily situated at other premises or in transit.
Additions and improvements
Covers you for up to $5,000 for any additions or improvements to your building or plant.
Fire extinguishers
Covers you for up to $5,000 for the cost of refilling your extinguishers used to put out fires at your premises.
Removal of business assets
Provides cover for up to $5,000 for the cost of removal and temporary protection of your business assets.
Changing locks and keys
Up to $1,000 cover to replace keys and locks if they are stolen – helping relieve any burglary worries.
Other contents
Covers you for up to $200 per employee for loss or damage to their personal effects.
Electric motor burn-out
Provides up to $1,000 of cover for electric currents burning out electric motors under 4hp.
This is a summary only. For a full outline of the policy terms, conditions and exclusions please read the policy wording (below) and the certificate of insurance.
Download policy (PDF, 192Kb)
Call us on +679 331 5955 or request a quote
Optional benefits
Flood
Provides cover for loss and damage due to flooding. (Special conditions apply).
Gale, windstorm, hurricane, cyclone
Provides cover for loss and damage due to gale, windstorm, hurricane or cyclone. (Special conditions apply). Check our list of approved engineers to issue Cyclone Engineers Certificates.
Earthquake
Provides cover for loss or damage arising from an earthquake, volcanic eruption, tsunami, geothermal or hydrothermal activity.