Assets in transit
Covers you for up to $5,000 for your business assets temporarily situated at other premises or in transit.
Additions and improvements
Covers you for up to $5,000 for any additions or improvements to your building or plant.
Covers you for up to $5,000 for the cost of refilling your extinguishers used to put out fires at your premises.
Removal of business assets
Provides cover for up to $5,000 for the cost of removal and temporary protection of your business assets.
Changing locks and keys
Up to $1,000 cover to replace keys and locks if they are stolen – helping relieve any burglary worries.
Covers you for up to $200 per employee for loss or damage to their personal effects.
Electric motor burn-out
Provides up to $1,000 of cover for electric currents burning out electric motors under 4hp.
FloodProvides cover for loss and damage due to flooding. (Special conditions apply).
Gale, windstorm, hurricane, cycloneProvides cover for loss and damage due to gale, windstorm, hurricane or cyclone. (Special conditions apply). List of Approved Engineers to issue Cyclone Engineers Certificates (PDF, 225KB)
Provides cover for loss or damage arising from an earthquake, volcanic eruption, tsunami, geothermal or hydrothermal activity.